Jake Siu
Jake Siu

There are incentives and opportunity costs for not paying of student loans immediately

17 timmar sedan
The Man With The Dash Cam
The Man With The Dash Cam

Damnit I hate godaddy. They’ll make you think you’re getting a deal when you sign up and then a year later they’re like, oh hey we gonna $200+

17 timmar sedan
Lefei Shen
Lefei Shen

Waiting for Graham to react to it.

17 timmar sedan
David Harvell
David Harvell

They need to make these about people with realistic incomes. Less than 1% earn 145k

17 timmar sedan
V L
V L

this was such a wholesome episode

17 timmar sedan
Davis Dutko
Davis Dutko

The woman in this video just said " I think overall [eating out] saves me money" Uhm... thats not good advice and you are most likely wrong.

17 timmar sedan
Jake Piper
Jake Piper

8.234 lol very specific but alright (X

17 timmar sedan
OCO
OCO

She's doing a great job. Very inspirational

17 timmar sedan
Bitking Ross
Bitking Ross

This so unfair to watch for many people. Keep bragging to the rest of your 1% no bodys

17 timmar sedan
Akhil Patel
Akhil Patel

Is $145K before or after taxes? Also, $20k/month avg equals $240k in a year. And how come the monthly expenditure is $6777? Am I missing something? 🤔

17 timmar sedan
The Phelddagrif
The Phelddagrif

I want to see people who really messed up their finances. All we get now are people who are making good decisions.

17 timmar sedan
Maani Agarwal
Maani Agarwal

When you get you give, when you learn, you teach. Beautiful words! Love this lady. She has really turned around her life and worked hard. Has the right values to help others. BRAVO girl!

17 timmar sedan
POPPYSILK
POPPYSILK

Wait, pets can have life insurance? That made me pause for a second lol

17 timmar sedan
SD W
SD W

Graham, we are patiently waiting your arrival.

17 timmar sedan
K Dilli
K Dilli

Andrea if you're reading this... PAY OFF YOUR STUDENT LOANS ALREADY. You will feel so much better when you do.

17 timmar sedan
Chaitanya Prabuddha
Chaitanya Prabuddha

Where is GRAHAM STEPHAN? I know 80% of the viewer is from graham Stephens squad if you too like this comment, and if graham reads this please reply, its help...

17 timmar sedan
Mike Sudol
Mike Sudol

Her job is to study happiness, what???

17 timmar sedan
Junior Yanez
Junior Yanez

This is very disappointing as everyone else is saying to see profit precede the health of the individual (and even the health of a nation). I caught the last flight from Paris to Dallas in March when COVID-19 hit and that had more unintentional social distancing measures than these flights. Planes cannot be at full capacity and I will not be surprised there isn’t a class action lawsuit when an entire plane acquires the virus...

17 timmar sedan
Guy Zandler BSN, RN
Guy Zandler BSN, RN

Wait for it...

17 timmar sedan
LaidbackLuc9
LaidbackLuc9

Somebody making $145k/yr and hopes Bernie/AOC gets into office and bails out her student loans is the socialist equivalent of somebody making $18k/yr who votes for a libertarian.

17 timmar sedan
Josh Wynn
Josh Wynn

$0 to $140k in 3-4 years. Man, these stories make me think that if these people can do it, why can’t I?

17 timmar sedan
Af deb
Af deb

why people are jealous Mr.Bill

17 timmar sedan
Piyush pr
Piyush pr

@graham steaphan where you at

17 timmar sedan
TeamWithERVING
TeamWithERVING

Amazing Video Shutout from our FOREX Channel #TeamwithERVING

17 timmar sedan
IAmJacques
IAmJacques

Pretty light on the "money" part of "Millenial Money"

17 timmar sedan
Steppawolf
Steppawolf

What kind of guitar is the blue one at 7:28?

17 timmar sedan
Vineet Avhad
Vineet Avhad

Is it just me or is she super wholesome. She seems to have such a great heart, appreciation and contentment.. Marriage material right here

17 timmar sedan
philtastic1
philtastic1

Wholesome?!? I wouldn’t call a former drug addict tattooed woman wholesome.

17 timmar sedan
Pixie Living
Pixie Living

My partner and I make about 60k a year combined and bought a 3 bed 2 bath house in Florida. You do not need to make 6 figures to buy a good home. You need good credit and a great savings account. Just saying!

17 timmar sedan
L R
L R

Right there with yah

17 timmar sedan
R 100
R 100

they should do a europe version, aka nothing is left over after paying taxes lmao

18 timmar sedan
jak p
jak p

How do you get a 100-120% commission? They are loosing money on sales via commission payments.

18 timmar sedan
V. P
V. P

shet, hide her from Graham before its too late.

18 timmar sedan
ninjali96
ninjali96

Texas represent! But yeah she def could have done better to pay back the loans... But coming from Texas the eating out is a big part of life! At least from my family and friends. Eating out is cheaper in Texas than people think.

18 timmar sedan
patty wills
patty wills

Also y so many people in texas are fat

17 timmar sedan
Tania Martinez
Tania Martinez

She makes a lot of money, she shouldn’t be splurging on anything until that student loan debt is paid. No one is going to “forgive” your student loans. Seriously people, that is stupid if you think that and doesn’t make you very smart 🤦‍♀️🤦‍♀️ I paid off $50k in student loans making 40% less than that a few years ago as a single woman with no one that helped me. Pay it off ASAP girl!

18 timmar sedan
Mustafa Ali
Mustafa Ali

Her interest rates are probably so low so stfu

17 timmar sedan
Osean Verdi
Osean Verdi

What about “living off of 50k”. Something more realistic for the rest of America. Thanks

18 timmar sedan
marcutio
marcutio

Yeah see the other millennial money videos 🙄🙄. There are plenty of those “50k” examples. As a single American who does make in the 100k range, I appreciate this video to see how others in my income category are saving and/or trying to get to financial independence

17 timmar sedan
michael njoroge
michael njoroge

So amazing to see someone's testimony of God's salvation in their life❤

18 timmar sedan
Henry
Henry

I think I'm going to move to Austin.

18 timmar sedan
Rabia Ahmed
Rabia Ahmed

She’s dumb. Needs someone to manage her money better.

18 timmar sedan
nihaokellar
nihaokellar

I really want to see people making $40k or $50k a year living in a big city. Someone relatable, someone like me. I'm available by the way if you see this, CNBC :D

18 timmar sedan
Trey Moore
Trey Moore

This millennial money episode, hits different. Christ can heal us all, you have to change as well in order to see change. She’s on the right track, just pay off the student loans. Students loans plagues a lot of people long term plans, but she’s makes $145000 so she can pay that off within a year.

18 timmar sedan
akmack2
akmack2

Am I missing something? She has a base salary and on top of that averages $20k/mo in commission? Just the commission would put her at $240k/yr

18 timmar sedan
Fleur
Fleur

amazing testimony

18 timmar sedan
Tracy Ragland
Tracy Ragland

Graham is gonna love this This is a great video Thanks CNBC 🖤

18 timmar sedan
DuckScienceVideo
DuckScienceVideo

She makes way too much, hope little bitty gets some incurable disease money can't cure.

18 timmar sedan
alukardFE
alukardFE

Wow she's bad with money :/ also has a weird vibe as a person. Nevertheless wish her all the best and progression.

18 timmar sedan
Alan Celi
Alan Celi

Graham Stephan

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ardnehsan
ardnehsan

The best thing about dogs is that they never care about the money you make or the toys they get.. just the socks they get to eat

18 timmar sedan
Chris Rawls
Chris Rawls

Graham is lurking in the comments as we speak.

18 timmar sedan
Kay Juneman
Kay Juneman

There is so much to love about this woman but please pay off your students loans. She can afford it.

18 timmar sedan
Raevin Ruiz
Raevin Ruiz

I see myself in this women I’m going thru a lot with being sober and now I’m building up my money and moving on to better things with my spiritual life and with God ❤️

18 timmar sedan
Shawny Chantell
Shawny Chantell

All that money & can't cook smdh

18 timmar sedan
Φίλιππος Hoyle
Φίλιππος Hoyle

She's losing everything, especially considering that those students loans apparently aren't paid off yet.

18 timmar sedan
Roger Almeida
Roger Almeida

"Instead of paying back $30,000 on my $145,000 salary, I'm hoping you taxpayers can pay it down for me :)"

18 timmar sedan
Rebel
Rebel

What ?

17 timmar sedan
Alan O
Alan O

Roger Almeida Right? Disgusting!

17 timmar sedan
ASMRKarl
ASMRKarl

I mean, she's a taxpayer? lol

17 timmar sedan
Millennialist
Millennialist

l love that at 31, she's single, living her life, and taking care of herself and is HAPPY.

18 timmar sedan
slaiyfershin
slaiyfershin

I can tell CNBC is back at normal production again. Not too sure that's a good thing considering the premature reopening of the lockdown.

18 timmar sedan
JONES
JONES

sales is unstable in the longterm. keep saving, investing, living below your means, AND PAY OFF YOUR DEBT.

18 timmar sedan
Macht Schnell
Macht Schnell

Earning $145K a year and cannot even afford jeans without holes! Times are tough all over.

18 timmar sedan
Drew Conway
Drew Conway

Paying the minimum on student debt hoping someone is going to get elected and wipe it out is irresponsible. You took out those loans, you have the means to pay them back, and you should. That money did not fall out of the clear blue sky.

18 timmar sedan
Slick Videos
Slick Videos

Am I the only one who dont care about graham opinion, like his opinion isn’t the gold standard to financial freedom

18 timmar sedan
Manjari G
Manjari G

It's hard battling an addiction! Good for her <3

18 timmar sedan
Teresiah Wangari
Teresiah Wangari

kudos to her for changing her life and impacting the lives of those around her

18 timmar sedan
Manu datu
Manu datu

omg, she is not paying her student loan off. thats crazy

18 timmar sedan
WealthAuthor
WealthAuthor

Graham probably is cringing watching his waste of money. So, much money wasted

18 timmar sedan
Sam Holder
Sam Holder

pay off your student loans sis

18 timmar sedan
Manjari G
Manjari G

PAY OFF UR LOANS GIRRRRL

18 timmar sedan
Bluestone Metallic 7
Bluestone Metallic 7

....very Impressive in making that REAL pay check at that age....most of my friends and classmates are constantly making starving wages....as most of the firms/companies don’t wanna PAY that comfortable and/or livable wages. Just my $0.02 cents.

18 timmar sedan
justiceingeneral
justiceingeneral

Cuzco is so cute!! God Bless😇.

18 timmar sedan
E W
E W

Sober sister! ❤️

18 timmar sedan
enlightenedapple
enlightenedapple

I don’t see this lasting for her but good luck!

18 timmar sedan
Keenan Smith
Keenan Smith

If you're making $145k a year, there's no reason why not to pay the student loan off immediately. Any useless debt should not be kept, there is no excuse for that.

18 timmar sedan
PostConsolePeasant
PostConsolePeasant

@Trayan Tsonev right, you'd get more money investing that in an etf or in your 401k than paying student loans

17 timmar sedan
Trayan Tsonev
Trayan Tsonev

If it's a low interest loan it's much better to invest the money she'd otherwise use to pay it off.

17 timmar sedan
enlightenedapple
enlightenedapple

Why doesn’t she pay her school debt off. Stupid.

18 timmar sedan
Jeffrey Phamigo
Jeffrey Phamigo

I respect every student in the US trying to pay off debt or is about to study an expensive major. Paid education is illegal in my country.

18 timmar sedan
4everInTheClouds
4everInTheClouds

I think Coronavirus has shown that there is a definite correlation between money and happiness.

18 timmar sedan
csec
csec

kudos to turning her life around! We love to see someone coming out on top. 😘

18 timmar sedan
Matthew Ortiz
Matthew Ortiz

These videos are very inspiring, and informative. I am currently paying off a lot of debt, and want to share my story in the future

18 timmar sedan
Of Mice And Mandrakes 100
Of Mice And Mandrakes 100

30k in student loans and the dog is wearing Gucci 😬

18 timmar sedan
Slim BenRomdhane
Slim BenRomdhane

I didn’t get something, how come her typical monthly spendings are almost 7k ? Where is the rest of the money ?

18 timmar sedan
Fernanda Horvath
Fernanda Horvath

At Uncle Sam

18 timmar sedan
Douglas Lee
Douglas Lee

I've lost it all and came back too. It was HARD. Its great to see her recover and thrive in a short period of time. Also inspiring to see her turn her life around. I'm not here to criticize how she spends her money. She made it, she gets to spend it how she wants. As long as they are within budget, then its all good.

18 timmar sedan
Hannah L.
Hannah L.

anyone else notice how 0:38 is the University of North Carolina at Chapel Hill aka definitely not UC riverside

18 timmar sedan
csec
csec

I just died a little inside when I heard “i think eating out saves me money cos I have leftovers for later”.. Btw, enough of Graham react videos.... we know you have strong opinions.. don’t worry we share them too! :)

18 timmar sedan
Trent T
Trent T

350k houses make poor investments. Youll never meet the 1% rule with that, it wont rent for 3500/month, probably would even rent for 2200/month.

18 timmar sedan
Marco Antonio Islas
Marco Antonio Islas

Austin is an up and coming tech city with an Apple campus and plans for Tesla to start a factory. My bet is that housing prices will continue to rise drastically

17 timmar sedan
steven teoh
steven teoh

Social media advisors? What?

18 timmar sedan
Cesar Torres
Cesar Torres

Waiting for someone to diminish the student debt loan? LMFAO. These payasos need to get out of Texas. Don't California my Texas.

18 timmar sedan
Jdlc
Jdlc

Us looks great you can get a $145k.you cant make that kind of money elsewhere easily

18 timmar sedan
Ahson Yousef
Ahson Yousef

No tax break for ROTH IRA if your workplace offers a 401k...

18 timmar sedan
Trent T
Trent T

Puttin 20k down on a 350k house on a 145k income is weak sauce.

18 timmar sedan
Jdlc
Jdlc

Im 31 and scrape by one welfare

18 timmar sedan
Shaun Diz
Shaun Diz

How come her spending is around $7k a month? That's $84k a year, does that mean she pays over 40% to taxes?

18 timmar sedan
Colorful Codes
Colorful Codes

I love how her story isn't cookie cutter. Sometimes life happens or we make mistakes but most of us can still pull through and accomplish our goals. Wish her the best but my only critique is that she shouldn't wait on the government to forgive her loans. It's never certain that they will or that her income would be as high in 10+ years. Glad she found her way. 🙏🏾❤

18 timmar sedan
Iw Wanly
Iw Wanly

One of the best episodes of millennial money ever, good for her she deserves this, I'm really blessed to hear this story, she is a very good person and helps her family I wish her the best

18 timmar sedan
B Wright
B Wright

The most honest and realest episode I’ve seen so far. Kudos to her👍🏽❤️

18 timmar sedan
CalabarSweetii
CalabarSweetii

I love how the commenters always know so much about how to pay off debt, but don’t know how to secure a $145,000 salary.

18 timmar sedan
Giedrius M
Giedrius M

One thing I don't get it- $300/month food budget while not cooking at home. I did the same and after tips it was at least double or even triple that.

18 timmar sedan
Jeffry De Leon
Jeffry De Leon

"I think overall it saves me money when I go out to eat..." 😂😂😂

18 timmar sedan
Luis Cedillo
Luis Cedillo

Yoo u know Dave Ramsey would pull all his hair out if he knew what she said about the student loans lmao

18 timmar sedan
NonchalanceInvasion
NonchalanceInvasion

I loved that!

18 timmar sedan
Shaivi Shah
Shaivi Shah

Graham, you gotta do it 😂

18 timmar sedan
Barnaby K
Barnaby K

I can hear Graham’s screaming already after she just admitted to making minimum payment on her salary for her loans.

18 timmar sedan
heytiger26
heytiger26

Proud of your journey Andrea! God bless!!

18 timmar sedan
Keenan Smith
Keenan Smith

Congratulations to her on finding a job she likes. I absolutely hate sales lol but I love digital marketing!

18 timmar sedan
TOM CRUZ
TOM CRUZ

#Blacked

18 timmar sedan